Who we are
stoneberryapp.com is an independent consumer guide to catalog store credit. Our team is a small group of writers who cover store credit, buy-now-pay-later products and personal loans for U.S. readers. We publish plain-English guides, free tools and comparisons of catalog financing options.
We are not Stoneberry. This site is not owned by, operated by or affiliated with the retailer or its parent company. Stoneberry and the related trademarks are the property of their respective owners. We use them here only to identify the product we review. We cannot access your account, process payments or approve credit.
Why this site exists
Searches for this retailer return conflicting information about credit reporting, APR and approval. Some articles say the account reports to all three bureaus. Others say it does not. Some blogs quote APR figures that we could not verify on any public page.
We built this site for two reasons. First, to separate what the retailer states publicly from what third parties claim. Second, to give shoppers a free calculator that shows the full cost of buying on store credit, not just the small monthly payment.
How we research
- We start with primary sources: the retailer’s own website, help center, emails and account disclosures.
- We cross-check those against federal consumer-protection guidance from the CFPB and FTC.
- We read verified consumer feedback from Bizrate, PissedConsumer and SmartCustomer, reported as published.
- Where a claim cannot be verified, we say so rather than guessing.
- We recheck key facts at least quarterly and date each update.
How we fund the site
This site is reader-funded through a third-party loan comparison partner. When a reader submits that form and is matched with a lender, we may earn a commission. We never earn a commission from the retailer itself. Our ratings and verdicts are editorial, written before any affiliate decisions. Read our full editorial policy and advertising disclosure for details.
Contact and corrections
Spotted an error? Want to request a correction or ask a content question? See our contact page for the right address. For account help with the retailer, use their customer service line listed on our customer service guide.